@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700;800&family=Plus+Jakarta+Sans:wght@300;400;500;600;700;800&display=swap');

:root {
  /* Brand Colors */
  --primary: #0A4D34;      /* Deep Forest Green */
  --primary-light: #166D4C;/* Hover green */
  --primary-dark: #063423; /* Darkest forest shade */
  --accent: #D4AF37;       /* Champagne Gold */
  --accent-light: #F5E5C0; /* Soft warm gold tint */
  --accent-dark: #AA820A;  /* Rich amber gold */
  
  /* Neutral Color System */
  --ink: #111D18;          /* Rich near-black with green undertone */
  --muted: #4A5D54;        /* Muted slate-green for body text */
  --line: #E1E8E5;         /* Soft clean border line */
  --paper: #FAFBF9;        /* Off-white background */
  --cream: #F0F4F2;        /* Soft gray-green tint */
  --panel: #FFFFFF;        /* Pure white for cards */
  --success: #1faa59;      /* WhatsApp success green */
  --error: #D9383A;        /* Error red */

  /* UI Styling Tokens */
  --shadow: 0 16px 36px rgba(10, 77, 52, 0.08);
  --shadow-sm: 0 2px 8px rgba(10, 77, 52, 0.04);
  --shadow-md: 0 10px 30px rgba(10, 77, 52, 0.08);
  --shadow-lg: 0 20px 40px rgba(10, 77, 52, 0.12);
  --transition: all 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 24px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: 'Plus Jakarta Sans', Arial, sans-serif;
  line-height: 1.65;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 14px clamp(18px, 5vw, 72px);
  background: rgba(10, 77, 52, 0.96);
  border-bottom: 1.5px solid var(--accent);
  backdrop-filter: blur(16px);
  box-shadow: 0 4px 20px rgba(6, 52, 35, 0.15);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}

.brand-logo {
  width: 54px;
  height: 44px;
  object-fit: contain;
  background: #ffffff;
  border-radius: var(--radius-sm);
  padding: 2px;
  box-shadow: var(--shadow-sm);
}

.brand strong,
.brand small {
  display: block;
  line-height: 1.2;
}

.brand strong {
  color: #ffffff;
  font-size: 1.15rem;
  font-weight: 800;
  letter-spacing: -0.01em;
}

.brand small {
  color: var(--accent);
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 26px;
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.94rem;
  font-weight: 600;
}

.nav-links a {
  position: relative;
  padding: 6px 0;
  transition: var(--transition);
}

.nav-links a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background-color: var(--accent);
  transition: var(--transition);
}

.nav-links a:hover {
  color: #ffffff;
}

.nav-links a:hover::after {
  width: 100%;
}

.header-cta {
  padding: 10px 18px;
  color: var(--ink);
  background: var(--accent);
  border-radius: var(--radius-sm);
  font-weight: 700;
  transition: var(--transition);
  box-shadow: 0 4px 12px rgba(212, 175, 55, 0.2);
}

.header-cta:hover {
  background: #e5bd3b;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(212, 175, 55, 0.3);
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.9fr);
  align-items: center;
  gap: clamp(30px, 5vw, 70px);
  min-height: calc(100vh - 76px);
  padding: clamp(48px, 8vw, 96px) clamp(18px, 5vw, 72px) clamp(40px, 7vw, 84px);
  background:
    linear-gradient(135deg, #FAFBF9 0%, #F5F7F5 100%),
    radial-gradient(circle at 90% 10%, rgba(212, 175, 55, 0.15) 0%, transparent 40%),
    radial-gradient(circle at 10% 90%, rgba(10, 77, 52, 0.05) 0%, transparent 40%);
}

.eyebrow,
.section-kicker {
  margin: 0 0 12px;
  color: var(--primary-light);
  font-size: 0.8rem;
  font-weight: 800;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

p {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 22px;
  font-size: clamp(2.45rem, 6.4vw, 5.4rem);
  line-height: 1.05;
  letter-spacing: -0.02em;
}

h2 {
  margin-bottom: 16px;
  font-size: clamp(1.95rem, 4vw, 3.35rem);
  line-height: 1.1;
  letter-spacing: -0.01em;
}

h3 {
  margin-bottom: 9px;
  font-size: 1.25rem;
  line-height: 1.28;
}

.hero-text {
  max-width: 680px;
  color: var(--muted);
  font-size: clamp(1rem, 1.5vw, 1.2rem);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin: 28px 0 22px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 13px 22px;
  border: 0;
  border-radius: var(--radius-sm);
  cursor: pointer;
  font: inherit;
  font-weight: 700;
  transition: var(--transition);
}

.button.primary {
  color: white;
  background: var(--primary);
  box-shadow: 0 4px 14px rgba(10, 77, 52, 0.2);
}

.button.primary:hover,
.button.primary:focus-visible {
  background: var(--primary-light);
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(10, 77, 52, 0.3);
}

.button.secondary {
  color: var(--primary-dark);
  background: var(--cream);
  border: 1px solid var(--line);
}

.button.secondary:hover {
  background: var(--line);
  transform: translateY(-1px);
}

.button.light {
  color: var(--primary-dark);
  background: var(--accent);
  box-shadow: 0 4px 12px rgba(212, 175, 55, 0.2);
}

.button.light:hover {
  background: var(--accent-dark);
  color: white;
  transform: translateY(-1px);
}

.trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.trust-strip span {
  padding: 8px 14px;
  color: var(--primary-dark);
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 700;
}

.hero-panel {
  position: relative;
  min-width: 0;
}

.hero-panel img {
  width: 100%;
  background: #ffffff;
  border: 2px solid var(--accent);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
}

.advisor-note {
  position: absolute;
  right: clamp(12px, 2vw, 28px);
  bottom: clamp(12px, 2vw, 28px);
  max-width: 250px;
  padding: 18px;
  color: white;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  border: 1.5px solid var(--accent);
}

.advisor-note span,
.advisor-note strong {
  display: block;
}

.advisor-note span {
  margin-bottom: 6px;
  color: var(--accent);
  font-size: 0.76rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.quote-band,
.section,
.legacy-strip,
.insurance-menu,
.contact-section,
.site-footer {
  padding-right: clamp(18px, 5vw, 72px);
  padding-left: clamp(18px, 5vw, 72px);
}

.legacy-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  padding-top: 24px;
  padding-bottom: 24px;
  background: var(--primary-dark);
}

.legacy-strip div {
  padding: 20px;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.legacy-strip div:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: var(--accent);
  transform: translateY(-2px);
}

.legacy-strip span,
.legacy-strip strong {
  display: block;
}

.legacy-strip span {
  margin-bottom: 5px;
  color: var(--accent);
  font-size: 0.74rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.legacy-strip strong {
  color: #ffffff;
  font-size: 0.94rem;
  font-weight: 700;
}

.quote-band {
  display: grid;
  grid-template-columns: 0.75fr 1.25fr;
  gap: 30px;
  align-items: center;
  padding: 40px clamp(18px, 5vw, 60px);
  margin: 40px clamp(18px, 5vw, 72px);
  color: white;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-radius: var(--radius-md);
  border-bottom: 4px solid var(--accent);
  box-shadow: var(--shadow-md);
}

.quote-band .section-kicker,
.contact-section .section-kicker {
  color: var(--accent);
}

.quote-band h2 {
  margin-bottom: 0;
  font-size: clamp(1.5rem, 3vw, 2.3rem);
  font-family: 'Outfit', sans-serif;
  letter-spacing: -0.01em;
  line-height: 1.15;
}

.quote-form,
.contact-form {
  display: grid;
  gap: 14px;
}

.quote-form {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

label span {
  display: block;
  margin-bottom: 7px;
  color: inherit;
  font-size: 0.82rem;
  font-weight: 700;
}

input,
select,
textarea {
  width: 100%;
  min-height: 48px;
  padding: 12px 14px;
  color: var(--ink);
  background: white;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  font: inherit;
  transition: var(--transition);
}

input:focus,
select:focus,
textarea:focus {
  border-color: var(--primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(10, 77, 52, 0.1);
}

textarea {
  resize: vertical;
}

.form-note {
  grid-column: 1 / -1;
  min-height: 22px;
  margin: 0;
  color: #ffe1ae;
  font-weight: 700;
}

.section {
  padding-top: clamp(66px, 9vw, 110px);
  padding-bottom: clamp(66px, 9vw, 110px);
}

.section-heading {
  max-width: 850px;
  margin-bottom: 34px;
}

.section-heading p:not(.section-kicker),
.motor-copy p,
.why-section p,
.contact-copy p {
  color: var(--muted);
}

.product-section {
  background: var(--paper);
}

.insurance-menu {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  padding-top: 36px;
  padding-bottom: 36px;
  background: var(--cream);
}

.insurance-menu a {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 4px 14px;
  align-items: center;
  min-height: 92px;
  padding: 20px;
  background: var(--panel);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.insurance-menu a:hover,
.insurance-menu a:focus-visible {
  border-color: var(--accent);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.insurance-menu small {
  grid-column: 2;
  color: var(--muted);
  font-weight: 600;
  font-size: 0.82rem;
}

.menu-icon {
  display: grid;
  grid-row: span 2;
  width: 42px;
  height: 42px;
  place-items: center;
  color: white;
  border-radius: var(--radius-sm);
  font-weight: 900;
}

.menu-icon.blue {
  background: var(--primary);
}

.menu-icon.green {
  background: var(--primary-light);
}

.menu-icon.gold {
  color: var(--ink);
  background: var(--accent);
}

.feature-grid,
.audience-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.feature-grid article,
.audience-grid article {
  min-height: 220px;
  padding: 28px;
  background: var(--panel);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.feature-grid article:hover,
.audience-grid article:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-light);
}

.feature-grid p,
.audience-grid p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 0.92rem;
}

.feature-tag {
  display: inline-flex;
  margin-bottom: 18px;
  padding: 6px 12px;
  color: var(--panel);
  background: var(--primary);
  border-radius: 999px;
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.detail-panel {
  margin-top: 32px;
  padding: 28px;
  background: #fbfcfb;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
}

.detail-panel h3 {
  margin-bottom: 14px;
}

.detail-panel ul {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px 24px;
  margin: 0;
  padding-left: 20px;
  color: var(--muted);
}

.motor-section {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1.1fr);
  gap: clamp(28px, 6vw, 70px);
  align-items: center;
  background: var(--cream);
}

.motor-detail {
  grid-column: 1 / -1;
  background: var(--panel);
}

.motor-list {
  display: grid;
  gap: 14px;
}

.motor-list div {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: 18px;
  padding: 20px;
  background: var(--panel);
  border-left: 5px solid var(--accent);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.motor-list div:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.motor-list strong {
  line-height: 1.24;
  color: var(--primary-dark);
}

.motor-list span {
  color: var(--muted);
  font-size: 0.92rem;
}

.audience-section {
  background: var(--paper);
}

.audience-grid article {
  background: var(--panel);
}

.why-section {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(340px, 1.15fr);
  gap: clamp(28px, 6vw, 70px);
  align-items: start;
  background: var(--cream);
}

.reason-list {
  display: grid;
  gap: 14px;
}

.reason-list div {
  padding: 22px;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.reason-list div:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary-light);
}

.reason-list span {
  display: inline-flex;
  margin-bottom: 12px;
  color: var(--primary);
  font-weight: 800;
  font-size: 1.1rem;
}

.reason-list p {
  margin-bottom: 0;
  font-size: 0.92rem;
}

.about-section {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.9fr);
  gap: clamp(24px, 5vw, 58px);
  align-items: stretch;
  background: var(--panel);
}

.about-card,
.about-points div {
  border-radius: var(--radius-md);
  border: 1.5px solid var(--line);
  background: var(--cream);
}

.about-card {
  padding: clamp(24px, 4vw, 38px);
}

.about-card p {
  color: var(--muted);
}

.founder-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}

.founder-row strong,
.founder-row span {
  display: block;
}

.founder-row span {
  color: var(--muted);
  font-weight: 700;
}

.founder-row a {
  padding: 11px 18px;
  color: white;
  background: var(--primary);
  border-radius: var(--radius-sm);
  font-weight: 700;
  transition: var(--transition);
}

.founder-row a:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
}

.about-points {
  display: grid;
  gap: 14px;
}

.about-points div {
  padding: 22px;
  background: var(--panel);
  border-left: 5px solid var(--accent);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.about-points div:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.about-points strong,
.about-points span {
  display: block;
}

.about-points span {
  margin-top: 8px;
  color: var(--muted);
  font-size: 0.92rem;
}

.faq-section {
  background: var(--cream);
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.faq-grid details {
  padding: 20px;
  background: var(--panel);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-md);
  transition: var(--transition);
}

.faq-grid details:hover {
  border-color: var(--primary-light);
  box-shadow: var(--shadow-sm);
}

.faq-grid summary {
  cursor: pointer;
  color: var(--primary-dark);
  font-weight: 700;
  font-size: 1.05rem;
  outline: none;
}

.faq-grid p {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 0.92rem;
  line-height: 1.5;
}

.contact-section {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 1.1fr);
  gap: clamp(28px, 6vw, 70px);
  padding-top: clamp(66px, 9vw, 106px);
  padding-bottom: clamp(66px, 9vw, 106px);
  color: white;
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  border-top: 4px solid var(--accent);
}

.contact-copy p {
  color: #d1ece0;
}

.contact-points {
  display: grid;
  gap: 10px;
  margin-top: 24px;
  font-weight: 700;
  font-size: 0.95rem;
}

.contact-form {
  padding: 30px;
  color: var(--ink);
  background: var(--panel);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
}

.contact-form .form-note {
  color: var(--primary-light);
}

.site-footer {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  padding-top: 40px;
  padding-bottom: 40px;
  color: #d1ece0;
  background: var(--primary-dark);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.site-footer p {
  margin-bottom: 0;
  color: #a4c4b5;
  font-size: 0.88rem;
  line-height: 1.5;
}

.sticky-actions {
  position: fixed;
  right: clamp(14px, 3vw, 32px);
  bottom: 18px;
  z-index: 30;
  display: flex;
  gap: 10px;
}

.sticky-actions a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 11px 15px;
  color: white;
  border-radius: 999px;
  box-shadow: 0 12px 26px rgba(32, 21, 15, 0.18);
  font-weight: 800;
}

.sticky-call {
  background: var(--primary);
  box-shadow: 0 4px 14px rgba(10, 77, 52, 0.2);
}

.sticky-call:hover {
  background: var(--primary-light);
  transform: translateY(-2px);
}

.sticky-whatsapp {
  background: var(--success);
  box-shadow: 0 4px 14px rgba(31, 170, 89, 0.2);
}

.sticky-whatsapp:hover {
  background: #1cb85f;
  transform: translateY(-2px);
}

@media (max-width: 1020px) {
  .hero,
  .quote-band,
  .legacy-strip,
  .motor-section,
  .why-section,
  .about-section,
  .contact-section,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .quote-form {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .insurance-menu {
    grid-template-columns: 1fr;
  }

  .detail-panel ul,
  .faq-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 820px) {
  .feature-grid,
  .audience-grid,
  .legacy-strip {
    grid-template-columns: 1fr;
  }

  .nav-links,
  .header-cta {
    display: none;
  }

  .hero {
    min-height: auto;
  }

  h1 {
    font-size: clamp(2.4rem, 13vw, 4rem);
  }
}

@media (max-width: 620px) {
  .quote-form {
    grid-template-columns: 1fr;
  }

  .motor-list div {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .advisor-note {
    position: static;
    max-width: none;
    margin-top: 12px;
  }

  .sticky-actions {
    right: 10px;
    bottom: 10px;
    left: 10px;
  }

  .sticky-actions a {
    flex: 1;
    padding-right: 10px;
    padding-left: 10px;
    font-size: 0.9rem;
  }
}

/* ==========================================================================
   INTERACTIVE CALCULATOR STYLES
   ========================================================================== */
.interactive-calculator {
  margin: 32px 0;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-md);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: var(--transition);
}

.interactive-calculator:hover {
  box-shadow: var(--shadow-lg);
  border-color: var(--accent-light);
}

.calc-header {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: var(--panel);
  padding: 24px 30px;
  border-bottom: 3px solid var(--accent);
}

.calc-header h3 {
  color: var(--accent-light);
  margin: 0 0 6px 0;
  font-size: 1.45rem;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.calc-header p {
  margin: 0;
  color: #c9ded5;
  font-size: 0.9rem;
  font-weight: 500;
  line-height: 1.4;
}

.calc-body {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 28px;
  padding: 30px;
  background: #ffffff;
}

.calc-inputs {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.input-label {
  display: block;
  font-size: 0.92rem;
  font-weight: 700;
  color: var(--primary-dark);
  margin-bottom: 8px;
}

.radio-tiles {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.tile-option {
  position: relative;
  cursor: pointer;
}

.tile-option input {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.tile-content {
  display: flex;
  flex-direction: column;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--paper);
  transition: var(--transition);
}

.tile-title {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--ink);
  line-height: 1.2;
}

.tile-desc {
  font-size: 0.72rem;
  color: var(--muted);
  margin-top: 3px;
}

.tile-option input:checked + .tile-content {
  border-color: var(--primary);
  background: #f0f7f3;
  box-shadow: 0 4px 12px rgba(10, 77, 52, 0.05);
}

.tile-option input:checked + .tile-content .tile-title {
  color: var(--primary-light);
}

.calc-select {
  appearance: none;
  background-image: url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A4D34' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");
  background-repeat: no-repeat;
  background-position: right 14px center;
  background-size: 15px;
  padding-right: 40px;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  background-color: var(--panel);
  color: var(--ink);
  font-weight: 600;
  font-size: 0.92rem;
  transition: var(--transition);
}

.calc-select:focus {
  border-color: var(--primary);
  outline: none;
  box-shadow: 0 0 0 3px rgba(10, 77, 52, 0.1);
}

.calc-results {
  background: var(--cream);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 22px;
  display: flex;
  flex-direction: column;
}

.result-card {
  display: flex;
  flex-direction: column;
  height: 100%;
}

.result-title {
  font-size: 0.75rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--muted);
}

.result-value {
  font-size: 2.1rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.1;
  margin: 8px 0;
  font-family: 'Outfit', sans-serif;
}

.result-breakdown {
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--primary-light);
  margin-bottom: 18px;
}

.result-tips {
  margin: 0 0 20px 0;
  padding-left: 18px;
  font-size: 0.82rem;
  color: var(--ink);
  display: flex;
  flex-direction: column;
  gap: 7px;
  line-height: 1.4;
}

.result-tips li {
  margin-bottom: 2px;
}

.calc-cta {
  width: 100%;
  margin-top: auto;
  border-radius: var(--radius-sm);
  background: var(--primary);
  color: var(--panel) !important;
  font-size: 0.92rem;
  transition: var(--transition);
}

.calc-cta:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
}

@media (max-width: 820px) {
  .calc-body {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 20px;
  }
  
  .calc-header {
    padding: 20px;
  }
}

/* ==========================================================================
   SUB-PAGE & FINANCIAL CALCULATOR UTILITIES
   ========================================================================== */
.page-banner {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: white;
  padding: clamp(40px, 6vw, 70px) clamp(18px, 5vw, 72px);
  text-align: center;
  border-bottom: 4px solid var(--accent);
}

.page-banner h1 {
  color: var(--accent-light);
  margin: 0 auto 12px auto;
  font-size: clamp(2.2rem, 5vw, 3.8rem);
}

.page-banner p {
  margin: 0 auto;
  max-width: 720px;
  color: #d1ece0;
  font-size: clamp(0.95rem, 1.5vw, 1.15rem);
}

.range-slider-wrapper {
  display: flex;
  align-items: center;
  gap: 15px;
  margin-top: 8px;
}

.range-slider-wrapper input[type="range"] {
  flex: 1;
  height: 6px;
  background: var(--line);
  border-radius: 999px;
  outline: none;
  cursor: pointer;
  -webkit-appearance: none;
  appearance: none;
}

.range-slider-wrapper input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary);
  border: 2.5px solid var(--accent);
  box-shadow: 0 2px 6px rgba(10, 77, 52, 0.25);
  transition: var(--transition);
}

.range-slider-wrapper input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  background: var(--primary-light);
}

.range-slider-wrapper .slider-value-box {
  width: 110px;
  min-width: 110px;
  text-align: right;
}

.range-slider-wrapper .slider-value-box input {
  text-align: right;
  font-weight: 700;
  color: var(--primary-dark);
  border-color: var(--line);
  padding: 8px 10px;
  min-height: auto;
}

.chart-wrapper {
  position: relative;
  width: 100%;
  max-height: 280px;
  margin: 20px auto 10px auto;
  display: flex;
  justify-content: center;
  align-items: center;
}

.amortization-table-wrapper {
  margin-top: 40px;
  overflow-x: auto;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-sm);
  padding: 24px;
}

.amortization-table-wrapper h3 {
  color: var(--primary-dark);
  margin-bottom: 16px;
}

.amort-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  font-size: 0.9rem;
}

.amort-table th, 
.amort-table td {
  padding: 12px 16px;
  border-bottom: 1px solid var(--line);
}

.amort-table th {
  background: var(--cream);
  color: var(--primary-dark);
  font-weight: 700;
}

.amort-table tr:hover td {
  background: #fbfcfb;
}

/* Custom Switch Toggle */
.switch-container input:checked + .switch-slider {
  background-color: var(--primary);
}

.switch-container .switch-slider:before {
  position: absolute;
  content: "";
  height: 18px;
  width: 18px;
  left: 4px;
  bottom: 4px;
  background-color: white;
  transition: .3s;
  border-radius: 50%;
  box-shadow: 0 1px 3px rgba(0,0,0,0.2);
}

.switch-container input:checked + .switch-slider:before {
  transform: translateX(22px);
}

/* Accordion Active States */
.tax-deductions-accordion.active .accordion-icon,
.tax-deductions-accordion.active .accordion-icon2 {
  transform: rotate(45deg);
}

.tax-comparison-table th {
  font-family: 'Outfit', sans-serif;
  text-transform: uppercase;
  font-size: 0.75rem;
  letter-spacing: 0.05em;
}

.tax-comparison-table td, 
.tax-comparison-table th {
  padding: 10px 8px !important;
}