Mutual Funds & SIP

SIP Growth Calculator

See how regular monthly investments compile into major wealth over time using compound interest curves.

Configure Your SIP Investment

Select your monthly SIP amount, expected rate of return, and tenure to visualize your future wealth.

Monthly Investment (₹)
Expected Return Rate (% p.a.)
Time Period (Years)
Future Wealth Value
₹ 50,45,760
Invested Capital: ₹18,00,000
Estimated Wealth Gain: ₹32,45,760

Compounding Insight for Smart Investors

  • Power of Time: Notice how in the later years (10+ years), your wealth gain becomes substantially larger than your invested capital. This is the compound interest curve in action!
  • Step-Up SIP: Consider increasing your SIP amount by 5-10% every year as your salary increases to reach your financial goals twice as fast.
  • Equity vs Debt: Long-term equity SIPs in India have historically delivered averages of 12-15% CAGR, whereas debt funds average 6-8%.
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